November 28
Have you ever been pulled over for speeding? Did you have an excuse for why you were in a hurry?
According to a recent survey, here are the top excuses drivers use when they get pulled over for speeding:
Interestingly, 48% of respondents said they provided no excuse for their speed, asked for leniency and got it. So, the next time you’re pulled over, it may not hurt to ask for a warning.
However, the best way to avoid a speeding ticket is much simpler: obey speed laws. Because in addition to the ticket itself, you’ll be paying for it long after you get pulled over. The national average car insurance rate increase is 24%, or nearly $380 more a year, for drivers who get a speeding ticket.
The average rate increase varies from state to state. Depending on where you buy car insurance, rates can vary by as much as 20%.
SPEEDING DOESN’T SAVE
Speeding saves less time than you think. Not convinced? Here’s the math (time = distance ÷ speed): let’s say you speed to work located five miles away. You drive 55 mph instead of the 45 mph that’s posted. Your new speed only saves you about a minute and twenty seconds. And this doesn’t factor in things like congestion or traffic signals, which would likely make the drive time longer. If you’re already late, does 90 seconds really make a difference?
More importantly, speeding significantly increases the likeliness and severity of a crash. As we approach the holidays, remember these simple tips to ensure you don’t have to rush to your next appointment or party:
Speeding doesn’t save you much time and adds significant stress to your trip. Stay safe this holiday season and mind all speed limits on the road.
Get useful information and more safety tips.